Between long work hours, family responsibilities, and the constant rush of daily tasks, finding time to check something as important as your EPF balance often slips away. Many people forget their passwords, struggle with portals, or don’t want to deal with login steps every single time.
Thankfully, the EPFO understands these challenges — and has created simple, fast, and stress-free ways to check your PF balance instantly, without requiring a login. At the same time, a major policy change is being considered that could reshape the future of retirement security for millions of Indians.
Let’s explore both the quick ways to check your EPF balance and the potential reform that could bring long-term financial comfort to countless families.
Easy Ways to Check Your EPF Balance Without Logging In
Knowing your EPF balance shouldn’t be difficult. Here are the simplest methods to get your PF details instantly on your phone.
Check EPF Balance Through Missed Call (Fastest Method)
If your mobile number is linked with your UAN, you can check your PF balance in seconds.
- Make sure your mobile number is registered with your EPF account.
- Dial 9966044425 from your registered number.
- The call will disconnect automatically.
- You will receive an SMS showing your EPF balance and latest contributions.
No internet. No login. Just one missed call.
Check EPF Balance Through SMS
If your UAN is active and your KYC is updated, this method works perfectly.
- Open your SMS app.
- Type EPFOHO UAN ENG
- Replace ENG with any language code: HIN, BEN, TAM, MAL, etc.
- Send the message to 7738299899.
- You will receive your EPF balance and contribution details via SMS.
This is extremely helpful for users who prefer regional languages.
ALSO READ | EPFO New Withdrawal Rules 2025: 100% Partial Withdrawal permitted
Check EPF Balance Through the UMANG App
If you want a clean, modern, app-based experience, this one is for you.
- Download the UMANG app from the Play Store or App Store.
- Open the app and search for EPFO.
- Tap Employee Centric Services.
- Enter your mobile number registered with EPFO.
- Authenticate using the OTP.
- Tap View Passbook to see your full balance, contributions, and history.
It’s like carrying your digital EPF passbook in your pocket.
Government May Increase EPF Wage Ceiling
Beyond easy balance-checking methods, a crucial reform may soon change how millions of Indians save for retirement. The government is reportedly considering increasing the EPF and EPS wage ceiling — a move that has not been updated since 2014.
Why Is This Needed?
According to DFS Secretary M. Nagaraju, many employees earning above ₹15,000 per month currently miss out on EPS pension protection. With rising costs of living and changing wage standards, updating the wage ceiling is long overdue. If the wage ceiling is increased:
- More employees will receive mandatory EPF and EPS benefits
- Retirement security will grow stronger
- PF contributions may increase, helping savings grow faster
- More families across India will get better financial protection
For millions of workers, this could bring hope, stability, and a more secure future.
Whether you’re checking your EPF balance or looking ahead at possible policy reforms, one thing is clear: India is moving toward a stronger social security system for its workers. By staying informed, you take control of your financial future — one simple step at a time.
Disclaimer:
The information provided in this news article is for educational and awareness purposes only. EPFO numbers, services, and government policies are subject to change. Please verify details from official EPFO sources when needed.
Kangkan Kishor Sharma, an M.A. in Media and Journalism, serves as the Chief Contributor at NestOfNews.com. He contributes regularly, bringing insight, passion, and a deep commitment to delivering stories that truly matter. His work reflects a thoughtful understanding of media, storytelling, and the issues shaping today’s world.