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In today’s world, becoming a billionaire is no longer just a story about money; it is a battle of dreams, risks, failures, and the constant need to prove oneself. When a young individual builds a billion-dollar fortune amidst limited resources, intense competition, and mental pressure, they become more than just a businessperson; they become an inspiration.
The latest Forbes list of Richest Self-Made Billionaires Under 40 features four Indian and Indian-origin tech entrepreneurs, reflecting a reality where the shadows of significant challenges often accompany immense glamour.
Forbes Richest Self-Made Billionaires Under 40: Indian and Indian-Origin Stars
According to Forbes, as of December 2025, there are 71 self-made billionaires in the world aged 39 or younger. Technology, Fintech, and AI have propelled this list back to the record levels seen in 2021. This year, Indian and Indian-origin names have made a distinct mark.
Rank 19.
- Ankur Jain, 35: Identity Beyond Legacy
- Net Worth: $3.4 Billion
- Location: USA
- Source: Rewards Firm
Ankur Jain is often referred to as the “son of a dot-com billionaire,” but his true identity lies in the company he built himself. In 2019, he launched New York-based Bilt Rewards, which allows renters to earn reward points on rent payments.
Before this, Ankur created the app Humin, which was acquired by Tinder in 2016. Today, Bilt’s valuation has reached $10.8 billion. However, the rapid shifts in the U.S. startup ecosystem and high investor expectations create constant pressure for him.
Rank 20.
- Nikhil Kamath, 39: Global Recognition from India
- Net Worth: $3.3 Billion
- Location: India
- Source: Financial Services
Nikhil Kamath is the only India-based entrepreneur on this list. In 2010, he co-founded Zerodha with his elder brother, Nithin Kamath. Today, it stands as one of India’s largest discount brokerage firms.
The brothers retain 100% ownership of the company. Zerodha’s estimated valuation is around $8 billion. Despite stock market volatility and regulatory rigors, Zerodha has carved out a unique identity based on trust and transparency.
Rank 27.
- Surya Midha, 22: Young Age, Massive Dreams
- Net Worth: $2.2 Billion
- Location: USA
- Source: AI Software
In 2023, Surya Midha launched Mercor, an AI recruiting startup, along with his school friends. Its goal is to help major Silicon Valley AI labs find talent and train models.
A 2024 Thiel Fellow, Surya is now among the world’s youngest self-made billionaires. Mercor’s valuation reached $10 billion in October. Handling such immense responsibility at such a young age brings mental pressure alongside success.
Rank 27.
- Adarsh Hiremath, 22: Engineering the Future with Tech
- Net Worth: $2.2 Billion
- Location: USA
- Source: AI Software
Adarsh Hiremath is the co-founder and Chief Technology Officer (CTO) of Mercor. Working in a rapidly evolving field like AI, where new technology challenges the old every day is no easy feat. Adarsh’s story demonstrates that if a young mind finds the right direction, it can transform an entire industry.
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The Price of Success: Truth Along with Inspiration
These four names have proven that Indian talent is second to none on the global stage. However, it is also true that behind such rapid success lie countless failures, an uncertain future, and heavy mental pressure.
The Forbes Richest Self-Made Billionaires Under 40 list is not just a tally of wealth, but a story of courage and struggle.
Disclaimer:
This article is written for general news and information purposes only. The financial information provided is based on Forbes and public sources. Always seek expert advice before making any financial decisions.
Dr. Bidyut Barun Sarmah, with 22+ years of experience in print, electronic, and digital media, holds an MA and PhD in Mass Communication and Journalism. He has worked with AIR, Doordarshan, and the Publication Division under the Ministry of Information and Broadcasting. A published author and researcher, Dr. Sarmah writes extensively in both Assamese and English. He was also awarded a prestigious fellowship by the Ministry of Culture, Government of India, for his study on journalistic literature—an achievement that highlights his depth of scholarship and contribution to media studies. At Nest of News, he leads the editorial team and contributes across diverse topics.