Tata Capital IPO Subscription Begins: ₹15,512 Crore, India’s Largest 2025 IPO

After months of anticipation, the Tata Capital IPO—valued at ₹15,512 crore—has officially opened for public subscription on Monday. The issue, proclaimed as the largest IPO of 2025, will remain open until Wednesday. According to market reports, the Tata Capital IPO GMP (grey market premium) is trading modestly at around 2% above the issue price as bidding begins.

The IPO comprises a fresh issue worth ₹6,846 crore and an offer-for-sale (OFS) of ₹8,666 crore by the promoter, Tata Sons, which currently holds a 95.6% stake in Tata Capital. Investors are closely watching this mega issue for potential listing gains and long-term value.

Tata Capital IPO has already caught the attention as it is backed by the all famous Tata brand. Consequently big institutional investors have already put in over ₹4,641 crore before it even opens to thubic.

Tata Capital IPO Price Band Overview

The Tata Capital IPO Price Band has been fixed between ₹310 and ₹326 per equity share. Investors can bid within this range during the subscription period. The Tata Capital IPO Lot Size for retail investors is 46 shares per lot, requiring a minimum investment of ₹14,996 at the upper price band.

For small non-institutional investors (sNII), the minimum application size is 14 lots (644 shares), which amounts to ₹2,09,944. Meanwhile, big non-institutional investors (bNII) must apply for a minimum of 67 lots (3,082 shares), totaling ₹10,04,732.

This clear breakdown helps investors understand how much they need to invest based on their category and the number of lots they wish to apply for in the Tata Capital IPO.

Tata Capital IPO: How to Subscribe

Investors can easily apply for the Tata Capital IPO through two online methods — either using the ASBA (Application Supported by Blocked Amount) facility via their bank’s net banking portal or through their broker’s platform using UPI. The Tata Capital IPO subscription process is completely digital, and shares are available exclusively through online applications, ensuring a fast and secure investment experience.

 Tata Capital IPO Opening, Closing, and Allotment Dates

The Tata Capital IPO will be open for subscription from October 6 to October 8, 2025. The Basis of Allotment will be finalized on Thursday, October 9, and the allotted shares are expected to be credited to investors’ Demat accounts by Friday, October 10.

Investors are advised to complete their Tata Capital IPO application before the closing date to avoid last-minute issues and ensure successful participation in one of the most awaited IPOs of the year.

Tata Capital IPO: few details

Symbol: TATACAP
Issue Period:06-Oct-2025 to 08-Oct-2025
Issue Size: “Initial Public Offer of Fresh Issue of up to 21,00,00,000 Equity Shares and offer for sale of up to 26,58,24,280 Equity shares (including anchor investor portion of 14,23,87,284 Equity Shares)”

Issue Type:100% Book Building
Price Range: Rs. 310/- to Rs. 326/- per Equity Share
Face Value:Rs.10 per Equity Share

Tick Size:Re.1
Bid Lot:46 Equity Shares and in multiples thereof
Minimum Order Quantity:46 Equity Shares

Maximum Subscription Amount for Retail Investor: “Rs. 2,00,000”
Maximum Subscription Amount for Eligible Employee: “Rs. 5,00,000″
Maximum Bid Quantity for QIB Investors:”332,236,978 equity shares in multiple of 46 Equity Shares (Calculated at Higher Price band)”

Maximum Bid Quantity for NIB Investors:”237,312,114 equity shares in multiple of 46 Equity Shares (Calculated at Higher Price band)”
IPO Market Timings:10.00 a.m. to 5.00 p.m.

Sponsor Bank: ICICI Bank Limited and HDFC Bank Limited
Categories: “FI, IC, MF, FII, OTH, CO, IND,NOH and EMP”
Sub-Categories applicable for UPI:IND and EMP (upto 5 Lakhs)

Name of the Registrar: MUFG Intime India Private Limited
Address of the Registrar:”C-101, 247 Park, 1st Floor, L B S Marg, Vikhroli (West) Mumbai 400 083 Maharashtra, India”
Contact person name number and Email id: “Shanti Gopal Krishnan +91 81081 14949, tatacapital.ipo@in.mpms.mufg.com”

About Tata Capital Limited:

Tata Capital Limited is a subsidiary of Tata Son, is operating as an NBFC – ICC and is in the process of obtaining the necessary license from the Reserve Bank of India.

As   trusted, customer-centric, one-stop financial solutions partner, Tata Capital and its subsidiaries, collectively referred to as Tata Capital, are engaged in lending and offering a wide array of services and products in the financial services sector.

As a one-stop financial services provider, Tata Capital caters to the diverse financial requirements of its retail, corporate and institutional customers with a comprehensive  suite of product and service offerings:

Personal Loans, Home Loans, Business Loans, Other Consumer Loans, Cleantech Finance, Institutional Distribution, Private Equity, Loan Against Property, Wealth Products Distribution, Commercial and SME Finance, Leasing Solutions and Tata Cards.

Home Loans are offered by Tata Capital Housing Finance Limited. Institutional Distribution is offered by Tata Securities Limited. Tata Credit Card is issued, operated and established by SBI Cards and Payments Services Private Limited and is marketed by Tata Capital Limited.

Disclaimer:

This information is for educational / informational purposes only and shall not be construed as investment advice, recommendation or solicitation to buy or sell any securities (including Tata Capital IPO shares).Investing in IPOs and stock markets involves risk, and past performance is not indicative of future results. Readers should do their own research, consult a qualified financial advisor, and make decisions based on their own risk tolerance. The author / publisher is not liable for any direct or indirect loss or damages arising from actions taken based on this content.

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